Thank you to the home owners that foreclose.

Thank you for taking out a loan that was bigger than you could handle. Thank the government for fixing this. Thank you for letting your house go into foreclosure. Thank you for not taking any responsibility upon your own actions. Thank you for letting me take care of the bill. Thank you for the decline in value in my neighborhood. Oh I am sorry that the credit lenders tricked you.

Fucking wake up and deal with it. You bought a house for 200k and make 45k and still signed? Come on WTF do the math. Please keep crying about how you or your spouse lost their job and how you cant afford your house with granite countertops. I bought a simple house worked my ass off to fix it never paid a contractor and my area suffers from you fucks. I want out but I must stay to pay the mortgage. Ohh shit I signed and know my responsibilities. Maybe I should blame the bank....No maybe I SHOULD BLAME YOU.

So IF you are a emotional idiot complaining about the bank go try to fuck yourself, if not consult your mortgage lender and seek advice on how you can fuck yourself .....oh wait you already did.

FUCK safelink

A free cell phone for welfare recipients...FUCK you have got to be kidding me?

I work my ass off, I drive vehicles that are paid for, I do not use credit, I do not own a cell phone, I buy generic food, I show up at work every single day, I do what I must do to survive, I pay taxes, I try to save for retirement, I go without eating out, I work at night and neglect my family,

So my real question is what the fuck is the point of all this work? The federal reserve waters down my savings. The IRS takes my savings. Who the fuck am I  working for? The FED and IRS.... They are not government agencies with god like powers.

Its time for anarchy (not the way we have been taught). People as a willing group with "states" function as a small unit within civilization. People with the same ideas will group together. Rapist with the same ideas will group together. Scientists with the same minds will group together. Environmentalist will group together. Realist will group together.

"good" groups will prevail...

The real cost of credit cards from a retailers perspective.

     How do companies that use high volume low prices operate? The IT industry deals with purchases that are several thousands of dollars with margins of 5%. Get hit with a 1.6% credit charge processing fee and now they are at 3.4% GP. Maybe it sounds small but consider a $100,000.00 deal. The company receives $3400.00 for the work they put into the sale and the credit card company receives $1600.00 for processing a transaction that costs them a $100.00 at the max. The credit card company made 1600% markup on that transaction. The business made 3.4%.

     OK say the company had the best rates in the world and visa only charged them .25% (thats right 1/4 of a percent). The company still owes the credit card company $250.00. So the retailer walks away with $4750.00 and the credit card company gets $250.00. How much work did the credit cards company do to make $250.00. How many transactions like this one are made per day?

    Simple math shows who is making money and who is not. If we accept the payments from credit cards we are at fault. If we unite and decide to make the rules they will fold to our requests.

    What happened to supply and demand? Tell a customer they have to pay an additional charge of $1600.00 to process their order without hiding the fees and you customer would be irate to say the least. So how do cc companies get away with it? Simple, It is never disclosed to the consumer.